Everybody enjoys getting new appliances, but nobody ever wants to pay for them.
They’re costly, and paying for one up front will leave a massive hole in your bank account. Buying new appliances can wreck your credit score, and you still need to pay for it later, plus interest! Sometimes, you don’t have a choice though.
There are times when a washing machine breaks, or when your dishwasher washes its final dish, and you need an immediate replacement. In times like that, knowing where to buy appliances at a price you can afford becomes invaluable knowledge.
How does a price of zero sound, though? Some stores have programs that let you pick up appliances you need now, only to pay them off when you can, later. And they’re not shady stores either — many of them are well-known retailers.
Keep reading below to learn where to buy appliances so that you can take advantage of buy now and pay later deals!
1. Best Buy Is One Of The Best Places To Buy
Best Buy has earned its name through a diaspora of different deals that almost anyone can take advantage of.
It also features a wide selection of appliances alongside its usual supply of computers and electronics equipment. All in all, Best Buy has become more of a general equipment retailer than an electronics one.
Best Buy understands that getting the equipment you need to live your life can get expensive. That’s why they offer a buy now and pay later program to help people get the things they need. They’ll even reward you for taking advantage of their financing options.
Like with many stores though, you can only take advantage of their deals by applying for their credit card.
While most people will find it easy to get accepted, some people may not be able to get Best Buy’s deals. Their credit score may be too low, or they may be in a variety of odd credit situations.
Yet, if you can manage to get one of those credit cards, it’s worth it. The retailer boasts that you won’t need to pay interest if you pay off your item with six or twelve months.
That means, as long as you make regular payments you’ll be able to get new appliances for the same cost as if you bought it outright.
2. You Can Find Low Prices At Lowe’s
Lowe’s has a reputation for being the place to go when you need to rent tools or pick up new ones. Yet, the retailer is more than just a tool store. It also features a large stock of the latest washing machines, refrigerators, ovens, and much more.
There are many ways to improve your home, and Lowe’s has worked hard to become the home improvement store. To get that reputation, it needs to appliances for every room of your house.
You also don’t need to pay for any of it the day you go to pick up an appliance.
The retailer offers six months of special financing to help people get exactly what they’re looking for. You’ll need to apply for a credit card, but you’ll also walk out with a new fridge without paying a dime.
3. Find Where To Buy Appliances Online
The possibilities of the internet are infinite, especially when it comes to finding appliances you need. You can do almost anything online — from buy an appliance and pick it up yourself, schedule a delivery, or apply for a loan.
If you’re looking for a quick solution to get new appliances without leaving home, the answers you’re looking for may be on this page.
Simply put, there are many online retailers out there that keep costs down by not having to invest in a physical storefront. Instead, they only exist online, which saves them money — then they pass the savings onto you. Yet, you may also not need to spend a single cent to get what you need.
Keep reading below for a few examples of what you can get online with buy now and pay later programs.
Zebit Gives You Some Of The Best Deals
Zebit is an online retailer that launched with the purpose of giving people access to name-brand products, without the brand-name cost. The Zebit market features everything from blenders to smart home accessories, all of which can be bought on credit.
Since Zebit doesn’t need to invest in a physical storefront, it can bring the costs of brand-name items down. That means you can pay off your appliances quicker and easier than with regular stores.
Affirm Your Savings With Affirm
The Affirm store gives you the choice of how long you want to pay for something so that it fits into your budget.
It’s selection also includes everything from mattresses to fashion accessories, with appliances also in the mix. Most t of its items are also brand-names, so you’re not sacrificing quality for cost.
Just like with Zebit, Affirm doesn’t need to maintain a physical store. That means the store and you both save money by doing everything in the transaction digitally.
4. Local Stores Keep Your Credit Close
Although the internet is a great way to save money, you also shouldn’t forget to try and take advantage of local retailers.
Small businesses have a lot of competition in the modern market, and they bring down costs to keep people coming in. They also develop payment programs to work with people who can’t pay for items right away.
When you choose to go with a local store buy now and pay later program, you keep your credit close. The business will know you as a person, not just an account number. That means they’ll be more willing to work with you if something comes up and paying for your appliance becomes harder than you expected.
Retailers Are Competing For Your Money
The retail market is filled with business, all competing for you to shop with them. That means almost everywhere you look, prices are being slashed and new payment programs are being made. It can be confusing to know where to buy appliances when it all looks too good to be true.
The truth of the matter is that you should go with a retailer that you trust, and will work with you to make a transaction as seamless and fair as possible. The business you choose should also work with you to find the right appliance you need.
Alternatively, you can just keep reading here. It’s better to go into a retailer already knowing what you’re looking for, and our website is always updated with the latest information about home improvement. We’re here to support you and your home.